554 PAST AND PRESENT OF Subsequently he was located at the home office in Halifax as accountant, continuing there six or seven years, and was then re¬ turned to Summerside as manager of the bank in which he had first started his bank¬ ing career. Two years later he was appoint¬ ed by the bank to open a branch bank at Ber¬ lin, Ontario , where he remained two years. He then resigned to accept a position with the Bank of New Brunswick. Acting for that bank, he bought out the Summerside bank, which had been established for fifty years, and established it as a branch of the Bank of New Brunswick, which he man¬ aged for a year. In August, 1902, he was transferred to Charlottetown , where he opened a new branch bank, of which he has to the present time continued as manager, while, by his keen discrimination and sound judgment he has been instrumental in build¬ ing up a steady and constantly increasing business. Mr. Williams stands high in banking circles, his record being replete with important duties ably performed. He is con¬ sidered an expert accountant and has on numerous occasions demonstrated his ability in this line. During a lecture delivered by Mr. Williams , under the auspices of the Charlottetown Young Men 's Christian Association, he performed some re¬ markable feats in lightning calculation and other mathematical problems, which were so well received as to excite the following comment from a local newspaper: "The audience, a large one, was composed mostly of business men and stu¬ dents. For an hour Mr. Williams held the closest attention of his listeners as lie de¬ tailed and illustrated his truly remarkable system of calculation. The mathematical, subjects dealt with were the four salient ones, namely: addition subtraction, multi¬ plication and division. The lecturer showed that a great saving of time was possible by grouping, seeking cipher terminations and by the reading of figures. He held that by understanding what he termed the lan¬ guage of figures one could as readily calcu¬ late columns of these as could be done with columns of reading matter. Mr. Williams contended the advantage in this regard was with figures because the transposition could not alter the sum total. He illustrated this point by putting four columns of figures on the blackboard and instantly placing the sum below. Subtraction and multiplication were also treated in a very interesting man¬ ner, the lecturer showing how any number of figures could be multiplied by shorter and quicker methods than those taught in the text books and by conventional methods. His illustrations in multiplying four or more figures by an equal number may justly be termed lightning calculation. In division, the lecturer allowed any number of figures to be placed on the blackboard as a divi¬ dend and any number as a divisor. He then, with scarcely any calculating and almost as quickly as the figures could be written, placed the answer on the board. Mr. Wil ¬ liams' explanations, as well as his illustra¬ tions, were based on scientific principles, worked out and proved by himself. There was no juggling of figures, but straight¬ forward and easy and quick methods of cal¬ culation were shown and taught to those present, any one of whom might readily learn and utilize these improved methods." On April 16, 1903, Mr. Williams was married to Miss Dora Dunbar , a native of Guelph, Ontario , a daughter of Richard A. Dunbar . To them has been born one child,