dropped their prices on flour and seed grain by two cents a bag below the directors price. This resulted on a number of fishermen and farmers going back on their word, causing hardship for McCarthy and his directors. They moved quickly and between them pooled their money one director unable to come up with the extra cash, mortgage his property to help out. The extra flour and seed grain was divided up among families at the time. Upsetting as the situation was McCarthy and his directors took the disappoint¬ ment in their usual level headed manner. That same evening they met to iron out there problems of returning the much needed money back to the directors and saving the property of their fellow fishermen. At the meeting MacLeod came up with a suggestion, he had a friend Jim Tuplin living at Black Banks , who may agree to help them out Early the next morning McCarthy and Mac Leod were on the muddy roads with horse and wagon on a forty mile journey to talk to Tuplin. When Jim saw the two covered in mud, and heard the story from his friend, who he referred to as Bill, he did not hesitate in passing over what father remarked was a substantial cheque, with no strings attached. Father in telling the story called it a Godsend. The borrowed money squared up with the directors for the flour and seed grain, and Dr. Johnston was paid for the business. When the local banker and merchants heard what Tuplin had done it left a few red faces, and some embarrassment to the men who had went back on their word. For the banker it was an extended holiday that surprised him. McCarthy, not wanting the business to slip back into the red again, offered to